Because managing a home and your money CAN go hand in hand!
For generations, women have been the silent financial planners of their households; budgeting groceries, saving for school fees, planning weddings, and somehow making it all work. But what if we told you that your natural budgeting instincts could also help you grow your money?
Whether you’re a full-time homemaker or balancing part-time work with family responsibilities, investing is for you! Here’s a simple guide to help you take the first step in securing your financial future as well as your family’s.
Why Should Housewives Invest?
Many women think investing is only for those who earn an income. That’s not true! Even if you’re not earning a monthly salary, you can still grow any pocket money, savings, gifts, dowry funds, or family contributions you may receive.
Here’s why investing makes sense:
- Be financially independent: You don’t need to rely entirely on your spouse or children for every little thing you need.
- Build long-term security: Plan for retirement, health emergencies, or your children’s future.
- Fight inflation: Money sitting idle under the mattress or even in a savings account loses value over time. Investing helps it grow.
- Empower yourself: Learning about finances builds confidence and control over your life.
Where Should You Start?
You don’t need to become a stock market expert overnight. Mutual funds offer a great starting point. They’re professionally managed, diversified, and come in various risk levels.
At Alfalah Investments, we offer products tailored to all types of investors, including housewives.
Here are a few options in both Conventional and Islamic categories:
For conservative investors who want stable returns at a low risk:
Alfalah Islamic Rozana Amdani Fund
Alfalah GHP Money Market Fund
Alfalah GHP Cash Fund
For those who prefer long-term growth potential with medium-high risk:
Alfalah GHP Sovereign Fund
Alfalah GHP Islamic Income Fund
Alfalah Islamic Stock Fund
Alfalah GHP Stock Fund
For those who want to start their retirement plan and enjoy tax benefits:
Alfalah GHP Pension Fund
Alfalah GHP Islamic Pension Fund
What Do You Need to Get Started?
Starting your investment journey with Alfalah Investments is simple. Just open your digital investment account and get started! You will need:
- A CNIC
- A bank account in your name
- Initial investment amount (as low as PKR 500 in most of our funds)
- A phone or a laptop
Or you can also visit your nearest Alfalah Investments branch or fill out the form on the homepage, and our team will guide you step-by-step and have you onboarded.
Meet Women Like You
Our clients include housewives who’ve:
- Started saving for Hajj & Umrah through the Alfalah Hajj & Umrah Savings Plan.
- Invested their monthly allowance in a pension fund for their golden years.
- Taken control of family finances by learning through our educational blogs and podcasts.
When you successfully run your home like a CEO, why not run your finances like one too?
With a little knowledge, the right tools, and a trusted partner like Alfalah Investments, your money can work as hard as you do.
As Warren Buffet says, “Don’t wait for the ‘right time.’ The best time to invest was yesterday. The second-best time is today.”
Ready to Begin?
Call: 021-111-090-090
Visit: www.alfalahamc.com
Email: aaml.is@alfalahamc.com